Tag: health

The 10 Great Amazing Health Benefits of Laughter

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Laughter is the reality of laughing, or the sensation of fun and enjoyment that you have when you are laughing. Laughter is the first-class medicinal drug. Laughter strengthens your immune device, boosts temper, diminishes pain or even facilitates you shed pounds and tone your belly. Studies to this point have proven that laughter can assist to bring more happiness, or even increase immunity. Positive psychology names the propensity for laughter and sense of humor as one of the 24 predominant signature strengths you could own. One observe shows that wholesome youngsters may also chortle as a good deal as 400 times in keeping with day, but adults have a tendency to chuckle simplest 15 instances consistent with day. To improve awareness approximately laughter and its many health advantages, World Laughter Day is celebrated worldwide on the primary Sunday of May of every 12 months. If you want to yield those blessings, you better discover ways to laugh, even in instances of war. Here is the list of 10 Amazing Health Benefits of Laughter.

1.Laughter help you Live longer

Laughter is an critical part of existence and it’s quite useful for the body and mind. Scientists say laughter offers numerous fitness benefits. Some researchers consider laughter assist you to stay an extended existence. Researchers in Japan and Norway have conducted studies that advise laughter can also lead to living an extended existence. Of path, they don’t fully recognize why this might be the case, however they do have a few ideas. Some research have shown that laughter can assist lessen inflammatory compounds. These result in infection in older adults, which enables illnesses consisting of arthritis and most cancers development. In this manner, laughter may indeed assist humans stay longer. If you’re constructive, you tend to expect that top matters are going to take place. And then they grow to be self-pleasing prophecies. When you appearance on the bright facet, you’ve got a widespread experience of control over the most important components to your lifestyles and assume that your destiny consists of achievement and happiness. According to a recent have a look at published inside the Proceedings of the National Academy of Sciences, you could live longer. Researchers found that the most constructive ladies and men had an 11 to fifteen percent longer lifespan and 50 to 70 percentage higher odds of dwelling to eighty five years or older. According to a huge observe posted in Psychosomatic Medicine, ladies with a strong feel of humour were determined to stay longer no matter infection, in particular cardiovascular ailment and contamination.

2.Stress Buster

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Laughter is a natural medication that can enhance your temper, fortify your immune machine and even fight pressure. The actual health benefits of authentic laughter referred to by researchers are lots. From boosting your immune system to increasing endorphins in your brain, underneath are scientifically verified methods a snicker let you fight stress and increase your physical and mental health. Cortisol is our primary pressure hormone that circulates at some point of the frame when you’re feeling burdened. Genuine laughter can decrease cortisol tiers with the aid of growing your intake of oxygen and stimulating movement all through the frame. Laughter is a first-rate form of pressure remedy. A exact sense of humor can not remedy all ailments, however facts is mounting about the positive things laughter can do. A proper laugh has excellent brief-time period consequences. When you begin to chuckle, it does not simply lighten your load mentally, it sincerely stimulates many organs and additionally activates and relieves your pressure reaction. Natural chemical compounds within the body, endorphins sell a feel of properly-being and relieve pressure. Along with lowering stress, laughter also will increase our strength tiers. Laughter also can stimulate circulate and aid muscle relaxation, each of which could assist reduce a number of the bodily signs of stress. Several studies have proven that laughter seems to assist people experience less physical ache. Studies have proven that 10-15 minutes of laughter can burn 50 or more calories. When you giggle, the happy centres of the brain mild up, triggering the release of endorphins that reduce the severity of ache.

3.Laughter Boosts Your Immune System

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The quality medicinal drug, laughter is said to enhance immunity, reduce stress and heal the frame. A look at published inside the Journal of the National Cancer Institute, suggested that folks that laugh frequently display a decrease of strain-associated hormones and an boom inside the quantity of activated T cells and natural killer cells, each of which boost the immune system. Laughter facilitates fight off lethal illnesses. When you’re stressed, terrible thoughts can develop into chemical reactions that decrease your immunity to illness. When you chuckle, you adopt a high-quality attitude that can launch infection-fighting antibodies and neuropeptides that assist fight stress. “Research suggests us that laughter boosts our immune machine’s capacity to combat contamination, improves reminiscence in older adults and works as well as exercise inside the treatment of melancholy.”

4.Reduces Depression

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Laughter appears to ease the symptoms of despair. Many studies have shown that laughter has nice mental results. Depression makes you cynical and is deeply self-adverse. Depressed humans most effective hurt themselves greater. A depressed individual is always trying to purpose greater harm to himself. Laughter additionally helps to relieve anxiety and improve mood. One of the various blessings of laughter and humor is the energy to combat anxiety and melancholy, consistent with researchers. Therefore, laughter is right medication for youngster mental health. Nothing squashes a bad temper pretty like an awesome giggle. Laughing produces a fashionable experience of nicely-being and may diffuse the anger and melancholy you had been as soon as feeling.

5.Improves Social Relations

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Laughter has a way of instantly connecting human beings and is one of the maximum simple and fundamental ways in which we speak as people. But greater than that laughter can growth self assurance, self-esteem, creativity, positivity and resilience, bringing high quality adjustments to all factors of our lives.” Laughter is the best manner to convey humans together and shape sturdy bonds. Laughing together with buddies and circle of relatives could make us happier and enhance our high-quality of life. So, spend some time today guffawing with the humans you care approximately. It could enhance both your temper and your health. A shared chuckle with buddies, circle of relatives or a coworker let you sense more related to that person and shape a strong and lasting bond. Humor is likewise a effective manner to heal beyond disagreements or resentments. One observe cautioned that humans with superb feelings have greater solid marriages and higher interpersonal abilities than humans with terrible emotions. Just as with smiling and kindness, most people discover that laughter is contagious.

6.Laughter Helps You Lose Weight

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You is probably amazed to analyze that giggling can also help you lose weight and decrease stomach fats. The reality is that as you giggle, the muscle groups on your stomach make bigger and agreement absolutely, that is precisely like workout your abs. Actually, one look at showed that giggling for 10 to fifteen mins every day can assist a person burn about forty energy that is equivalent to losing 3 or four kilos over the path of a 12 months. Laugher can be a herbal way to exercising various muscle groups to your frame, and as a result, helping you in weight reduction. Laughter reduces the levels of stress hormone cortisol, which lowers the metabolism and shops fats inside the middle. This method, laughter will help enhance your metabolism clearly, which in turn, influences your frame to burn more calories and lose weight. With a lot energy to heal and restore, being capable of giggle without problems and often may be a splendid aid for fighting problems, and enhancing overall health each physically and mentally. According to the examine, A big belly snort uses about the equal power as taking walks more than half of a mile. Laughing makes the heart beat faster and works many distinct muscles.

7.Protects the Heart

A rollicking snicker fires up and then cools down your pressure response. Laughing will increase your coronary heart price and the quantity of oxygen on your blood. This can enhance vascular feature and decrease the chance of a coronary heart assault. Good snigger relieves physical tension, ultimately leaving the muscle mass cozy for as long as 45 mins. What happens within the frame additionally influences the mind, these advantageous changes in bodily health even have a profound impact on mental health. One study recommended that laughter is coronary heart-healthful as it has been proven to lower the systolic blood stress in people who took part in bimonthly institution sessions constructed around song or laughter. Lowering your blood stress reduces your danger of stroke and coronary heart attack. It relaxes your body and lowers heart fee, allowing the heart to work with out overworking.

8.Keeps Diabetes Away

A true bout of laughter has been shown to decrease blood sugar degrees in humans with diabetes. It has been discovered that 10-minutes of laughter can translate into two-hours of less aching. Laughter, the scientists conclude, is good for human beings with diabetes. They endorse that chemical messengers made throughout laughter may assist the frame catch up on the ailment. People with diabetes should snigger every day. The present study elucidates the inhibitory effect of laughter on the growth in postprandial [after meal] blood glucose and suggests the importance of day by day possibilities for laughter in patients with diabetes.” Try Laughter Yoga, additionally called Hayasa. The exercise consists of numerous liberating variations of laughter, including Hearty Laughter, Open-Mouthed Silent Laughter, Humming Laughter, Greeting Laughter, Swinging Laughter, and Lion Laughter.

9.Makes You Look Younger

Aging is an trouble that creates dissonance in maximum folks. Popular humor in birthday cards tells us that the passing of another yr way we are getting wrinkly, unattractive, and incontinent. Laughter Keeps You Young and Healthy too. A excellent stomach snort each day improves temper, improves bodily fitness and improves emotional fitness. Best of all, it’s unfastened to all and sundry. Researchers say snap shots of happy faces may be misleading due to the fact smiling or guffawing creates transient wrinkles around the eyes and mouth. Laughing improves pores and skin tone and look by using absorbing greater air, consequently oxygenating the cells. An increase of oxygen invigorates the skin and brightens skin tone, reversing the external symptoms of getting old. If you need to yield the ones advantages, you better discover ways to snigger, even in times of warfare. Studies have proven that smiles make human beings look younger, around three years more youthful on average. Sometimes existence simply feels too grim to snort however a easy smile draws others. Smiles are as contagious as laughter. They decorate relationships and could experience properly.

10.Helps in Respiration

A precise hearty bout of guffawing could have us shifting our muscle groups. It additionally causes a upward push in pulse and blood stress, which increases blood float. We additionally begin to breathe faster. This will increase the extent of oxygen in our blood. Have you skilled a experience of alleviation after a hearty snort? This is because laughter entails deep exhalation which lowers the heart rate and blood pressure and you input a calmer country. Similar to deep breathing, laughter has a cleaning effect that is specially useful for sufferers laid low with emphysema and other respiration illnesses. Researchers have endured to validate the pain-relieving effect and advantages of laughter. To preserve the lungs wholesome and offer sufficient oxygen for our frame, we need to respire deeply and expel stale air that’s why respiratory exercises are encouraged for all of us with a respiration infection. Knowing this, some researchers have regarded into whether or not the blessings of humor and laughter should amplify to people who suffer from COPD or allergies.

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The 10 Great Common causes of Air Pollution along with health Effects

by Sree DivyaUncategorizedLeave a Comment on The 10 Great Common causes of Air Pollution along with health Effects

Air pollutants is the presence in or advent into the air of a substance which has dangerous or toxic outcomes. It is a combination of strong particles and gases within the air. Car emissions, chemicals from factories, dirt, pollen and mildew spores can be suspended as debris. Ozone, fuel, is a main a part of air pollutants in towns. When ozone forms air pollution, it is also referred to as smog. Some air pollutants are poisonous. Pollution may additionally reason illnesses, allergic reactions or even death to humans; it is able to also cause damage to other residing organisms together with animals and food crops, and may harm the natural environment. The rising wide variety of air pollution has made breathing sparkling, easy air subsequent to not possible. Here is the list of 10 not unusual reasons of air pollution together with the results which have extreme implication to your fitness.

1.The Burning of Fossil Fuels

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The land changed into protected with swamps filled with microorganisms, marine organisms, timber, ferns and other huge leafy flora. As the organisms and vegetation died, they sank to the bottom of the swamps and oceans and shaped layers of a spongy material referred to as peat. Over thousands and thousands of years, the peat changed into blanketed through sand, clay, and different minerals, which converted the peat into sedimentary rock. Over time, one of a kind varieties of fossil fuels shaped, depending on the aggregate of organic matter gift, how long it was buried, and what temperature and pressure situations existed after they had been decomposing. Coal is shaped from ferns, plants and timber which hardened because of strain and heat. Oil is formed from smaller organisms, like zooplankton and algae. Intense amounts of pressure precipitated this complex organic remember to decompose into oil. Natural gasoline the same process as oil; but the system is longer and problem to higher quantities of warmth and strain, causing similarly decomposition. As coal flora close down, extra herbal fuel is being burned. Fossil gas infrastructure account fully for the harms and prices of industries to society and the toll taken on nature from pollution and different problems as a consequence of burning fossil fuels. Burning coal, oil and natural gas is especially horrific for public health. This combustion generates a whole lot of air pollution, contributing to 7 million untimely deaths worldwide each 12 months. The coal, oil and natural gasoline industries are also foremost contributors to human rights violations, public health disasters and environmental devastation. Thousands of coal miners have died terrible deaths from silicosis after inhaling tiny silicon particles in mines. And the groups wherein oil and fuel is being extracted are exposed to water and air pollutants that endangers their fitness, consisting of growing the hazard to certain childhood cancers.

2.Industrial Emission

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Industrial emissions are one of the primary air pollution and waste fumes created from several activities cause a crisis to person fitness and cause ecological harm. Industrial air releases having unstable natural compounds (VOCs) and unstable inorganic compounds (VICs) cause odor and this hassle is encountered in numerous commercial sectors along with petrorefineries, latex processing, bulk drug and prescription drugs, tanneries, waste remedy flowers, poultry farms, and fish processing centers. These gases have conventionally been handled via physicochemical strategies along with absorption, adsorption, condensation, thermal, catalytic incineration, and membrane separation. Industrial sports, from the manufacturing of strength and cement, to waste control and incineration, and the extensive rearing of farm animals are accountable for emissions of harmful materials, including sulphur oxides, nitrogen oxides, ammonium, dust and mercury and different heavy metals, into the air, water and soil. Large scale business sports additionally eat up valuable sources, use dangerous chemicals and generate pollutants negatively affecting human health and the surroundings. Industrial emissions also are threatening nature and wildlife, as well as our vegetation.

3.Indoor Air Pollution

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Indoor air pollution is the degradation of indoor air first-rate through harmful chemical compounds and different substances; it may be up to ten times worse than outside air pollution. This is because contained regions enable potential pollution to build up more than open areas. Statistics propose that in growing international locations, fitness impacts of indoor air pollutants a long way outweigh the ones of outside air pollution. Indoor air pollution is dirt, dirt, or gases inside the air inner homes inclusive of your house or administrative center that might be dangerous to respire in. Poor indoor air nice has been related to lung diseases like asthma, COPD and lung most cancers. It has also been connected to multiplied risk of heart ailment and stroke. If you have a excessive lung circumstance you would possibly locate it more difficult to transport around, so may spend extra time indoors. This method you could have greater contact with matters that affect the air you breathe interior. These should encompass cigarette smoke, cleansing merchandise or mold. Children are especially prone to negative indoor air best as their lungs are nonetheless developing. Children’s airlines are smaller, so irritation because of indoor and out of doors air pollution can purpose them to slim more without problems than in older humans. The unwell-effects of indoor air pollution result in approximately 2 million untimely deaths in line with 12 months, wherein 44% are because of pneumonia, 54% from chronic obstructive pulmonary sickness (COPD), and 2% from lung cancer. Indoor air pollutants is as a result of burning strong gas sources.

4.Wildfires

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A wildfire is an unplanned hearth that burns in a herbal place inclusive of a woodland, grassland, or prairie. Wildfires are often due to human hobby or a natural phenomenon which includes lightning, and they can manifest at any time or everywhere. In 50% of wildfires recorded, it isn’t recognized how they started. The chance of wildfires increases in extraordinarily dry conditions, such as drought, and throughout high winds. Wildfires can disrupt transportation, communications, strength and gas offerings, and water deliver. They additionally lead to a deterioration of the air high-quality, and lack of assets, vegetation, resources, animals and people. Hotter and drier conditions are drying out ecosystems and growing the risk of wildfires. Wildfires additionally concurrently impact weather and the weather by using releasing big quantities of carbon dioxide, carbon monoxide and high-quality particulate depend into the surroundings. Resulting air pollution can purpose a number of health problems, inclusive of breathing and cardiovascular issues. Another great health effect of wildfires is on intellectual health and psychosocial well-being. Wildfires can be characterised in terms of the purpose of ignition, their physical residences, the flamable material gift, and the impact of weather at the fire. Wildfires can cause harm to assets and human life, although clearly taking place wildfires may have useful consequences on native plants, animals, and ecosystems that have developed with hearth. Firefighting forces particularly trained to address wildfires are maintained by means of public and private proprietors of forestlands. Such a force may additionally attack a hearth immediately through spraying water, beating out flames, and eliminating plant life at the brink of the hearth to include it behind a fire line. Smog makes the air hazy and those find it tough to breathe.

5.Microbial Decaying Process

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Microbiology of decomposition is the have a look at of all microorganisms concerned in decomposition, the chemical and bodily approaches all through which organic be counted is broken down and decreased to its original elements. Decomposition microbiology can be divided between fields of hobby, namely the decomposition of plant materials and the decomposition of cadavers and carcasses. The decomposition of plant substances is usually studied on the way to recognize the cycling of carbon inside a given surroundings and to recognize the subsequent impacts on soil nice. Plant material decomposition is also frequently called composting. The decomposition of cadavers and carcasses has end up an crucial area of study inside forensic taphonomy. During decomposition, microorganisms require oxygen for his or her breathing. If anaerobic situations dominate the decomposition surroundings, microbial interest may be sluggish and as a consequence decomposition might be slow. Appropriate moisture ranges are required for microorganisms to proliferate and to actively decompose natural be counted. In arid environments, bacteria and fungi dry out and are unable to participate in decomposition. In moist environments, anaerobic conditions will increase and decomposition also can be appreciably slowed down. Decomposing microorganisms also require an appropriate plant substrates for you to reap proper degrees of decomposition.

6.Transportation

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Air pollutants emitted from transportation contributes to smog, and to negative air pleasant, which has terrible affects at the fitness and welfare of citizens. Passenger vehicles and heavy-obligation vans are a first-rate supply of this pollutants. Pollutants that make a contribution to poor air first-class consist of particulate count (PM), nitrogen oxides (NOx), and volatile natural compounds (VOCs). More than half of of the carbon monoxide and nitrogen oxides, and nearly 1 / 4 of the hydrocarbons emitted into our air. Clean automobile and gas technologies offer us with an lower priced, available way of decreasing transportation-associated air pollution and weather exchange emissions. These include gasoline-efficient vehicles that use less oil; cleanser fuels that produce fewer emissions; and electric powered automobiles and vans that could absolutely do away with tailpipe emissions. The fitness dangers of air pollution are extremely severe. Poor air excellent increases breathing illnesses like asthma and bronchitis, heightens the threat of life-threatening conditions like cancer, and burdens our health care device with significant scientific expenses. Particulate be counted is singlehandedly answerable for as much as 30,000 premature deaths each 12 months. Transportation is a huge aspect inside the nation’s air first-class issues.

7.Open Burning of Garbage Waste

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Open burning refers to burning garbage in barrels, open pits, out of doors furnaces, woodstoves, or fireplaces. In groups with inadequate waste management systems, waste is probably deliberately burned to loose up space at dumpsites, to facilitate scavenging of non-flamable substances (consisting of metals) for profit, or for use as a warmness supply. In out of control landfills and dump web sites, waste may also spontaneously combust because the result of a combination of things, such as the emissions of flammable methane gasoline from biodegrading waste. Supporting the creation of included stable waste control systems that improve waste series and reduce the occurrence of trash in streets or casual dumpsites susceptible to open burning. Integrated stable waste control systems frequently also include waste separation endeavours that convey informal waste pickers into the formal region. Supporting advanced landfill management, that can lessen the incidence of spontaneous fires. Carrying out outreach efforts at the network level, to inspire waste prevention and to train the general public on the risks of open waste burning. Promoting options to open burning to lessen black carbon emissions and to prevent the release of most cancers-inflicting compounds and other poisonous substances. It may additionally results in certain forms of cancers, liver issues, impairment of the immune system, the endocrine system, and reproductive functions, outcomes on the growing apprehensive device and other developmental occasions

8.Construction and Demolition

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The returned-bone of financial improvement is infrastructure. All creation web sites generate high stages of pollutants and this will carry for massive distances over a protracted period of time. Construction and demolition operations make a contribution to windblown dust problems—every now and then called fugitive dirt—onto nearby roadways which could remain inside the air for days or maybe weeks. Big source of PM 2.5 on creation web sites comes from the diesel engine exhausts of diesel generators, motors and heavy equipments. Noxious vapours from oils, glues, thinners, paints, handled woods, plastics, cleaners and different risky chemical substances which can be extensively used on construction websites, also make contributions to air pollution. The waste comprising of constructing materials, debris and rubble as a consequence of production, re-modeling, restore and demolition of any civil shape. Rules and clearances for construction initiatives are

  1. Construction cloth at the web page and at the motors that deliver them need to be properly covered,
  2. Setting boundaries round construction web site and covering mounds of sand with dust barrier sheets,
  3. Keeping the ground at production websites moist to let the dirt settle and inhibit it from spreading.

9.Agricultural Activities

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Agricultural air pollution comes mainly inside the shape of ammonia (NH3), which enters the air as a gas from closely fertilized fields and livestock waste. It blows in over towns, reacts with emissions of oxides of nitrogen (NOx) and sulphur (SO2) from site visitors and industry, and ends in the formation of so-known as secondary debris. In Europe, emission precursors from fertilizers and farm animals were answerable for fifty five in line with cent of the anthropogenic PM2.5. In America, agricultural emissions represented round 1/2 of the human brought about emissions. China indicates the highest stage of agriculture-related PM in absolute figures, and slightly less than half of the anthropogenic PM pollutants. India is the handiest region within the look at where agricultural emissions are less large for PM2.Five stages in ambient air. Scientific exams of agricultural air satisfactory, including estimates of emissions and capacity sequestration of greenhouse gases, are an crucial emerging place of environmental science that offers massive demanding situations to policy and regulatory authorities. Improvements are needed in measurements, modeling, emission controls, and farm operation management. Controlling emissions of gases and particulate depend from agriculture is notoriously hard as this sector influences the maximum simple need of people.

10.Use of chemical and synthetic merchandise

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Synthetic chemical substances are usually implemented as additives in regular products, that could help to enhance the power and versatility of those substances. For instance, plasticizers and flame retardants are typically utilized in plastic merchandise and electronic products respectively. However, many of the chemical compounds utilized in these merchandise will necessarily enter the surroundings. Some synthetic chemicals can exhibit environmental endurance and possess characteristics of bioaccumulation, that could set off acute or continual toxicity for organisms and similarly impact both ecological and human health. Therefore, no matter the fact that the chemicals in those merchandise play an critical function for selling the improvement of human society, the risks they pose to the environmental fitness of our planet have to no longer be unnoticed.
Target and non-target screening of synthetic chemical substances in merchandise and the surroundings;
passive sampling strategies for artificial chemical compounds in products and the surroundings;
launch kinetics of artificial chemical substances in products and human publicity;
bioaccumulation and biotransformation of synthetic chemicals in organisms.

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THE 10 GREAT COUNTRIES WITH BEST PUBLIC HEALTHCARE SYSTEMS IN THE WORLD IN 2020

by Sree DivyaUncategorizedLeave a Comment on THE 10 GREAT COUNTRIES WITH BEST PUBLIC HEALTHCARE SYSTEMS IN THE WORLD IN 2020

The latest Best Countries rankings examined how people around the globe perceive the quality of the healthcare system in their countries of residence. The quality and efficiency of a country’s health care system can have a massive impact on its inhabitants’ quality of life. The health of a nation depends largely on how the system can cater for their people, which is why a good public health care system is so important. Healthcare is the maintenance or improvement of health via the prevention, diagnosis, and treatment of illness, injury, disease, and other physical or mental impairments. Healthcare includes dentistry, psychology, nursing, medicine, physical therapy, occupational therapy, and more. Access to healthcare varies across countries, municipalities, and individuals and is primarily influenced by economic and social factors. According to the World Health Organization, a well-functioning healthcare system requires a steady financing mechanism, a properly-trained and adequately-paid workforce, well-maintained facilities, and access to reliable information to base decisions on. Having access to healthcare is seen as a fundamental human right by many people. Lack of quality healthcare can result in a poor quality of life and lower life expectancy than countries with a stable and accessible healthcare system. Countries with efficient and effective health care systems have overall better health outcomes. As a matter of fact, inflation in medicare is higher than inflation in food and other articles. While inflation in food and clothing is in single digits, medicare costs usually escalate in double digits. Denmark to be perceived as having the most well-developed public healthcare system in the world. Top 10 countries based on their quality of healthcare.

1.Denmark

Denmark is in Northern Europe and is part of Scandinavia. The official language is Danish. Denmark has an area of 43,094 km2 and a population of 5.8 million people. The Danish healthcare system is universal and based on the principles of free and equal access to healthcare for all citizens. The state government, regions and municipalities operate the healthcare system and each sector has its own role. The state government creates general healthcare plans and regulations and allocates funding. The healthcare system offers high-quality services, the majority of which are financed by general taxes. Health expenditure is high in Denmark, as the country spends 10.37% of its GDP on healthcare services.

The Danish universal healthcare system, given by the local government of five regions of the country, offers the citizens free medical care. Apart from that, this country issues national health insurance cards to all its permanent residents. So, Most of the citizens take free treatments and health examinations. Denmark also scored 99.28% in nutrition and basic medical care. The high-quality healthcare system increases life expectancy. Life expectancy in Denmark has increased from 77.9 years to 81.3 years. Danish women have a higher life expectancy (82.5 years) than Danish men (78.6 years). Healthcare in Denmark sets a good example for elderly care in other countries.

2.Sweden

Swedish healthcare is largely tax-funded and the overall quality is high. Healthcare system funded by the Government, is universal for all its citizens. Although, it is also has private hospitals, only few exist in the country and they operate under a mandated city council. Healthcare in this country in primarily financed through taxes. Swedish healthcare is decentralised responsibility lies with the regional councils and, in some cases, local councils or municipal governments. Sweden is divided into 290 municipalities and 21 regional councils. This decentralisation is regulated by the Health and Medical Service Act. The role of the central government is to establish principles and guidelines, and to set the political agenda for health and medical care.

Swedish policy states that every regional council must provide residents with good-quality health and medical care, and work to promote good health for the entire population. The Swedish health system performs well in general, life expectancy in the country is high and the general health among the population is good. This is confirmed by reports from the World Health Organization (WHO) and the Organization for Economic Co-operation and Development (OECD), among others. The average life span among Swedes is now 84.29 years for women and 80.6 years for men.

3.Canada

The publicly funded health care system provides health services that are mostly free to Canadian citizens and managed and administered on a provincial(13) and territorial level guided under the Canadian Health Act. The government aims to ensure the quality of service through federal standards, with very few exceptions, all citizens qualify for health care services regardless of medical history, income and standard of living. The Canadian Medicare takes into consideration the needs of children, disabled citizens and the elderly. Extraordinary advancements across the healthcare system as providers accelerated their adoption of virtual care.

Approximately 65 to 75 percent of Canadians have some form of supplementary health insurance related to the aforementioned reasons; many receive it through their employers or use secondary social service programs related to extended coverage for families receiving social assistance or vulnerable demographics, such as seniors, minors, and those with disabilities. The primary objective of the Canadian healthcare policy, as set out in the 1984 Canada Health Act (CHA), is to “protect, promote and restore the physical and mental well-being of residents of Canada and to facilitate reasonable access to health services without financial or other barriers.” Its Medicare system provides coverage for up to 70% healthcare needs for its citizens. The remaining 30% is through the country’s private sector. Four chronic diseases like cancer, cardiovascular diseases, respiratory diseases and diabetes account for 65% of deaths in Canada.

4.United Kingdom

In UK, the whole population is covered by the National Health System (NHS), which is financed through general taxation and run by the Department of Health. United Kingdom provides reliable and comfortable healthcare for its citizens and expatriates. All English residents are automatically entitled to free public health care through the National Health Service, including hospital, physician, and mental health care. Each NHS system uses General Practitioners (GPs) to provide primary healthcare and to make referrals to further services as necessary. Hospitals then provide more specialist services, including care for patients with psychiatric illnesses, as well as direct access to emergency departments. Approximately 10.5 percent of the United Kingdom’s population carries voluntary supplemental insurance to gain more rapid access to elective care. Throughout the UK, there is a coexistence of public hospitals, private non-profit hospitals and private for-profit hospitals.

While hospitals are mainly publicly owned and independently operated, they are organized as hospital trusts with three hierarchical levels: community hospitals, district hospitals, and regional or inter-regional hospitals, as well as a number of specialized hospitals offering advanced treatment. Each country including England, Northern Ireland, Wales and Scotland have its own healthcare system and it’s publicly funded by their individual government. Responsibility for the purchasing of health care services across the UK rests at the constituent country level: Primary Care Trusts in England, Health Boards in Scotland, local health groups in Wales and Primary Care Partnerships in Northern Ireland. Despite this coverage, there is an increasing trend towards private care and coverage, with 12% of the population contracting additional private health insurance.

5.Germany

Germany uses universal multi-player healthcare system. That includes both private insurance for people who earn more and statutory health insurance for people who earn below a certain amount of money. The Healthcare system in the country is expensive and also standard. In this country, both Employer and employee pay for most of the healthcare system through premiums. All workers also pay 7.5% of their salaries into the public health insurance pool, which helps country to develop and provide quality treatment. The German public healthcare system is highly decentralized, with 16 municipalities sharing responsibility with the government for hospital planning, building and the upkeep of technical facilities.

In the German system, doctors strictly control access to hospital care and generally work either in hospitals or in private practices. The German health care system is divided into three main areas: outpatient care, inpatient care (the hospital sector), and rehabilitation facilities. The German healthcare system is one of the oldest healthcare systems in the world, dating back to 1880s. The system is organized into two major divisions: Public and Private Health Insurance.

6.Netherlands

Netherlands is one of the countries with best healthcare system in the world, however it’s not cost effective. The Netherlands’ universal social health insurance approach merges public and private insurance. All residents are required to purchase statutory health insurance from private insurers, which are required to accept all applicants. Adults choose a policy on an individual basis, and children under 18 are then automatically covered. Financing is primarily public, through premiums, tax revenues, and government grants. The national government is responsible for setting health care priorities and monitoring access, quality, and costs.

Standard benefits include hospital, physician, home nursing, and mental health care, as well as prescription drugs. Around 63 percent of the population was covered by public health insurance, while the more affluent could opt for private insurance or choose to remain uninsured. It’s Healthcare covers two different forms of insurance, including Zorgverzekeringswet(Zvw) and Algemene Wet Bijzondere Ziektekosten(AWBZ). Zorgverzekeringswet, reffered to as Basic insurance, helps to cover common medical care. On the other hand, AWBZ insurance covers long term nursing and care.

7.Australia

Australia’s health system is one of the best in the world, providing safe and affordable health care for all Australians. It is jointly run by all levels of Australian government – federal, state and territory, and local. Australia has highly developed Healthcare system for both its public and private hospitals. This country utilizes Medicare as its universal health insurance scheme, giving its residents the opportunity to take free treatments in public hospitals. Primary health networks support community health centers, hospitals, GPs, nurses, specialists and other health professionals to help improve patient care.

The Australian, state and territory, and local governments share responsibility for running health system. Private health insurance gives you choice outside the public system. For private health care both in and out of hospital, you contribute towards the cost of your health care. Medicare is available to Australian and New Zealand citizens, permanent residents in Australia, and people from countries with reciprocal agreements. Funding for health and medical research through the Medical Research Future Fund and the National Health and Medical Research Council.

8.France

It’s standard Healthcare system that extends to both its state and private-owned hospitals. The French health care system is generally recognized as offering one of the best services of public health care in the world. It is a system that works, provides universal cover, and is a system that is strongly defended by virtually everyone in France. The health care system in France is made up of a fully-integrated network of public hospitals, private hospitals, doctors and other medical service providers. It is a universal service providing health care for every citizen, irrespective of wealth, age or social status.

The French health care system is funded in part by obligatory health contributions levied on all salaries, and paid by employers, employees and the self employed; in part by central government funding; and in part by users who normally have to pay a small fraction of the cost of most acts of health care that they receive. Primary health care is provided by a network of 23,000 general practitioners. Most GPs are self-employed professionals, and work either on their own, or in group practices. Most general physicians are in private practice but draw their income from the public insurance funds. These funds, unlike their German counterparts, have never gained self-management responsibility. Instead, the government has taken responsibility for the financial and operational management of health insurance. The French government generally refunds patients 70% of most health care costs, and 100% in case of costly or long-term ailments.

9.Austria

Austria is a democratic republic situated in central Europe, which covers a territory about 84,000 square kilometers. Austria has one of the most generous systems of social security and health services for all people within Europe. The principal objective is to make a contribution to the Austrian healthcare system, so that high quality is warranted to all Austrian citizens. Austria has a high standard of compulsory state funded healthcare. It is mandatory for the citizens of Austria and expatriates to pay into the government’s healthcare insurance scheme. The country uses the tax to deliver the best medical care. The costs for healthcare in Austria are rising and cost pressure in the Austrian healthcare system is increasing. The Austrian healthcare system is characterized by a high density of easily accessible healthcare facilities.

Choosing to move to Austria is a very good decision if it’s for having a stable and high-class developed health care system. Austria has an extensive network of healthcare institutions. With excellent public medical services, you will get a decent treatment. Austria has a very comprehensive and well-regarded public healthcare system, called statutory health insurance (SHI). Public healthcare is applicable to all Austrians, EU passport holders, and those from EEA countries, as long as they hold the European Health Insurance Card. Private healthcare is also available in the country. There are three areas of social insurance in Austria: Health, accident and pension. In Austria, there are about 28 social insurance institutions under public law.

10.New Zealand

New Zealand Healthcare system uses a single care approach as it depends solely on the state to deliver quality medical care. It is funded with the help of taxes and provides effective treatment to the citizens at a free or subsidized rate. New Zealand has achieved universal health coverage through a mostly publicly funded, regionally administered delivery system. Services covered include inpatient, outpatient, mental health, and long-term care, as well as prescription drugs. The national government sets an annual budget and benefit package. People in New Zealand enjoy the benefits of a comprehensive and heavily government subsidized health system.

We also have the option of taking medical insurance for private healthcare, although many New Zealanders choose not to. Approximately one-third of the population has private insurance to help pay for non covered services and copayments. If you are not a resident, you can still use our healthcare services but at a cost. New Zealand has one of the highest nurse turnover rates. Among the European colonists, professional medical care was expensive and most people diagnosed themselves or sought alternative treatment.

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THE GREAT 10 LARGEST HEALTH INSURANCE COMPANIES IN THE WORLD ACCORDING TO NET PREMIUM WRITTEN(NPW) AND NON-BANKING ASSETS

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Health insurance is an insurance product which covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pays the care provider of the insured individual directly. Health insurance is an insurance that covers the whole or a part of the risk of a person. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity. There are two basic types of health insurance: 1.Mediclaim Plans, 2. Critical Illness Insurance Plans. Medicare or medical costs are rising year on year. As a matter of fact, inflation in medicare is higher than inflation in food and other articles. While inflation in food and clothing is in single digits, medicare costs usually escalate in double digits. One way to provide for medical emergencies is by taking health insurance. Health insurance offers considerable flexibility in terms of disease / ailment coverage.  With health insurance, you are assured of a more secure future both health-wise and money-wise. This makes health insurance policies critical for individuals, especially if they are responsible for the financial well-being of the family. The Great 10 largest Health insurance companies in the world, by net premiums written (NPW) and non-banking assets in the year 2018.

1.UnitedHealth Group Incorporation- United States

UnitedHealth Group Incorporation is an American for-profit managed health care company based in Minnetonka, Minnesota. This brand was created in 2011 as the company’s health services business. UnitedHealth Group incorporated on July 1, 2015, is a health and well-being company. The Company operates through four segments: UnitedHealthcare, OptumHealth, OptumInsight and OptumRx. Among the middlemen tasked with making today’s healthcare efficient and cost-effective is UnitedHealth Group Inc. (UNH), the world’s largest healthcare company by revenue. Primarily an insurer, UnitedHealth Group claims over 130 million customers worldwide. It offers health care products and insurance services. It is the largest healthcare company in the world by revenue, with 2019 revenue of $242.2 billion.  No one plans to fall ill or get hurt, but a serious illness can strike anyone at any time. The cost of treating the illness can cause severe financial strain on the savings you have accumulated over time. It provides health and well-being services to individuals age 65 and older. UnitedHealthcare Global – serves 6.2 million people with medical benefits, residing principally in Brazil, Chile, Colombia and Peru but also in more than 130 other countries. Net Premium Written is US $178,087,000.

2.AXA S.A.-France

AXA is a French multinational insurance firm headquartered in Paris that engages in global insurance, investment management and other financial services. Axa S.A. is a French multinational insurance firm headquartered in the 8th arrondissement of Paris that engages in global insurance, investment management, and other financial services. The Axa Group operates primarily in Western Europe, North America, the India Pacific region, and the Middle East, with a presence also in Africa. Axa is a conglomerate of independently run businesses, operated according to the laws and regulations of many different countries. The company was founded in 1816 as Mutuelle de L’assurance contre L’incendie. The firm adopted the Axa name in 1985. AXA SA (AXA), incorporated on February 20, 1985, is a holding company engaged in the business of financial protection. The Company’s segments include Life & Savings, Property & Casualty, International Insurance, Asset Management, Banking and Holding companies.

AXA operates primarily in Europe, North America, Asia Pacific Region and in other regions, including the Middle East, Latin America and Africa. AXA offers a range of Life & Savings products, including Individual and group savings products, as well as Life and Health products for both individual and commercial clients. The Company’s International Insurance Segment operations are focused on risks, reinsurance and assistance. AXA Corporate Solutions Assurance is the Company’s subsidiary engaged in large corporations in terms of property and casualty, loss prevention, risk management, underwriting and claims handling and to specialty markets across the world. The operations in the Banking segment are conducted primarily in Belgium, France and Germany. AXA Bank’s products and offers are linked with insurance business and are focused on retail products. AXA Banque has approximately 715,000 registered customers, with a retail banking product offer.  Net Premium Written is US $103,033,468 in the year 2018.

3.Ping An Ins (Group) Co of China Ltd.-China

Ping An Insurance also known as Ping An of China and the company’s name Ping An translates to “safe and well”. over 204 million retail customers and 534 million Internet users, Ping An is one of the largest financial services companies in the world. Ping An Life, through its nationwide service network of over 40 branches, including approximately six telemarketing centers, and over 3,000 business outlets, provides individual customers and institutional clients with life insurance products. With The company has 236,000 employees and 635,000 insurance agents. China Ping An Insurance  Company Limited  also offers property and casualty insurance service in the Hong Kong market.  Ping An Insurance (Group) Company of China, Ltd., incorporated on March 21, 1988, is a personal financial services provider. The Company provides insurance, banking, investment, and Internet finance products and services.

The Company operates through six segments: life insurance, property and casualty insurance, banking, trust, securities and corporate. The life insurance segment offers a range of life insurance products to individual and corporate customers, including term, whole-life, endowment, annuity, investment-linked, universal life and healthcare insurance. The property and casualty insurance segment offers a range of insurance products to individual and corporate customers, including automobile insurance, non-automobile insurance, and accident and health insurance. The banking segment undertakes loan and intermediary businesses with corporate customers and retail business, as well as wealth management and credit card services with individual customers. The trust segment provides trust services and undertakes investing activities. The securities segment undertakes brokerage, trading, investment banking and asset management services. The corporate segment includes the management and support of the Company’s business through its strategy, risk, treasury, finance, legal and human resources functions, among others. Ping An stands out among Chinese financial institutions for its aggressive acceptance of foreign capital.  The company is considered to be China’s biggest insurer, with US$107 billion in gross premium income in 2018. Its market capitalization is at US$220 billion in July 2019. These business segments contributed 69%, 15%, 11%, 6%, and 2% of the company’s net profit, respectively, in 2019.

4. China Life Insurance (Group) Company- China

The company is a life insurance company established in Beijing, China on 30 June, 2003. China Life Insurance also handles non-life insurance products. China Life Insurance (Overseas) Company Limited, a wholly owned subsidiary of China Life Insurance (Group) Company which is the largest state-owned financial insurance corporation in China, is the strategic headquarter for overseas business development of the parent company. The parent company has been taking firm strides to develop modern insurance services and realize the “China Life Dream” of becoming a premier international financial insurance group.  And with strong support from the parent company, China Life Insurance Company Limited has already built business networks in Hong Kong, Macau, Singapore and Indonesia. The primary focus of the Company is the enhancement of profits and creation of value through organic growth as well as mergers and acquisitions.

China Life Insurance Company Limited  is a Beijing-headquartered China-incorporated company that provides life insurance and annuity products. With 70% state-ownership, China Life is the biggest life insurer in China in terms of total assets, but has experienced economic difficulty in the past years. China’s insurance market has attracted dozens of new competitors after the Chinese government liberalized. It also provides both individual and group accident and short-term health insurance policies and services. It has more than 300 million individual and group policies in force. China Life sells its individual products primarily through its own network, comprised of exclusive agents, direct sales representatives, and dedicated and non-dedicated agencies. In addition to life insurance, the company provides asset management services and health and accident insurance. Net Premium Written is US $ 92,360,557 in the year 2018.

5. Kaiser Foundation Group of Health Plans- United States

Kaiser Permanente is an American integrated managed care consortium, based in Oakland, California, United States, founded in 1945. Kaiser has an integrated care model, offering both hospital and physician care through a network of hospitals and physician practices operating under the Kaiser Permanente name. Kaiser Permanente operates in eight states like Hawaii, Washington, Oregon, California, Colorado, Maryland, Virginia, Georgia and the District of Columbia, and is the largest managed care organization in the United States. Each entity of Kaiser Permanente has its own management and governance structure, although all of the structures are interdependent and cooperative to a great extent.  Kaiser Permanente is one of the largest nonprofit healthcare plans in the United States. 

As of 2019, Kaiser Permanente had 12.2 million health plan members, 218,297 employees, 22,914 physicians, 59,127 nurses, 39 medical centers, and 706 medical facilities. The Permanente Medical Groups, which provide care for Kaiser Permanente members, continuously develop and refine medical practices to help ensure that care is delivered in the most efficient and effective manner possible.  Each Permanente Medical Group operates as a separate for-profit partnership or professional corporation in its individual territory, and while none publicly reports its financial results, each is primarily funded by reimbursements from its respective regional Kaiser Foundation Health Plan entity. KFHP is one of the largest not-for-profit organizations in the United States. Net Premium Written is US $ 92,054,688 in the year 2018.

6. Anthem, Inc. – United States

Anthem, Inc., incorporated on July 17, 2001, is a health benefits company. Anthem is a leading health benefits company dedicated to improving lives and communities, and making healthcare simpler. The Company operates through three segments: Commercial and Specialty Business, Government Business and Other. It is the largest for-profit managed health care company in the Blue Cross Blue Shield Association. The company was formed by the 2004 merger of WellPoint. Through its affiliated companies, Anthem serves more than 106 million people, including 42 million within its family of health plans.  Anthem companies serve members as the Blue Cross licensee for California; and as the Blue Cross and Blue Shield licensees for Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin. Anthem Inc.’s also serve customers in many states across U.S. The company operates as Anthem Blue Cross in California, where it has about 800,000 customers and is the largest health insurer. It operates as Empire BlueCross BlueShield in New York State and as Anthem Blue Cross and Blue Shield in 10 states. There may be times when we use other companies to give our members and providers certain types of services, like Utilization Management or Case Management. It would always make sure that it was approved by law and allowed by our contracts beforehand.

Radiant Services, LLC may be part of the approval process for care you receive. Whether Radiant is involved or not, the process is the same. Radiant has some staff outside the United States. They want to help you get access to quality, efficient care that is backed by scientific research. Its managed care plans include preferred provider organizations (PPOs); health maintenance organizations (HMOs); point-of-service (POS), plans; indemnity plans and other hybrid plans, including consumer-driven health plans (CDHPs); and hospital only and limited benefit products. In addition, it provides an array of managed care services to self-funded customers, including claims processing, underwriting, stop loss insurance, actual services, provider network access, medical cost management, disease management, wellness programs and other administrative services. It provides an array of specialty and other insurance products and services, such as dental, vision, life and disability insurance benefits, radiology benefit management and analytics-driven personal healthcare. It also provides services to the federal government in connection with the Federal Employee Program (FEP). Net Premium Written is US $85,048,000 in the year 2018. provides non-BCBS plans under the Unicare, Amerigroup, CareMore, Simply Healthcare, HealthSun, HealthLink, and other brands in more than 25 states. Plans include PPO, HMO, POS, indemnity, and hybrid plans offered to employers, individuals, and Medicare and Medicaid recipients.

7. Allianz SE- Germany

Allianz SE is the holding company of the Allianz Group. Allianz SE operates in the field of reinsurance, providing reinsurance protection for Allianz Group companies, in particular. Allianz, headquartered in Munich, is a German financial services company operating mainly in the insurance and asset management sectors globally. As of December 31, 2019, Allianz SE employed 1,673 people. Besides Allianz SE, the Allianz Group comprises subsidiaries with over 147,000 employees in more than 70 countries. With revenues reaching approximately 127 billion U.S. dollars in 2018, it was the third largest insurance company worldwide.  Allianz has more than 85 million customers worldwide and its services include property and casualty insurance, life and health insurance and asset management. Allianz operates through Allianz Belgium, previously AGF Belgium which has been re-branded to Allianz Belgium in November 2007.

The Life or Health segment offers a range of life and health insurance products on both an individual and a group basis.  Allianz is one of the world’s largest investors, managing over 650 billion euros on behalf of its insurance customers while our asset managers Allianz Global Investors and PIMCO manage an additional 1.4 trillion euros of third-party assets. It runs the Asset Management business out of two distinct investment management businesses, PIMCO and Allianz Global Investors (AllianzGI). Both units operate under Allianz Asset Management (AAM). Particular strongholds include the United States, Germany, France, Italy, the United Kingdom and the Asia-Pacific region. Net Premium Written  is US $83,203,137 in the year 2018.

8. Assicurazioni Generali S.p.A. – Italy

Assicurazioni Generali S.p.A. or simply Generali Group is an Italian insurance company based in Trieste.  It is the largest of its kind in Italy and among top 10 in the world.  Assicurazioni Generali Austro-Italiche, the company was founded on December 26, 1831. The company grew in importance, becoming one of the largest insurance operators both in Italy and in Central Europe.  The Group operates through three segments: Life, Non Life, and Holding and other business. The Life segment include saving and protection products, both individual and for families, as well as products with investments purposes for companies. The Non-life segment provides various insurance products related to casualty, accident, health, and company plans. The Holding and other business segment includes non insurance assets, mostly banking and asset management activities. The Company is active globally.  Generali’s major competitors at international level are AXA, Allianz and Zurich. Besides them, there are companies competing at local and regional level in various countries and markets.  Today Generali operates primarily in Europe, Middle East and East Asia, with large market shares in Italy, Poland, Hungary, Germany, France, Austria, Slovenia, The Netherlands, Croatia, Serbia, Spain, Switzerland, Romania, Israel, Japan, China and Bosnia and Herzegovina, with secondary operations in Latin America.

In India the company is represented by Future Generali, a joint venture of Future group and Assicurazioni Generali. It provides both life and property or casualty insurance. The Non-Life business is known as Future Generali India Insurance Company Limited. The Life business is known as Future Generali India Life Insurance Company Limited. Main Subsidiaries of the group includes, in Italy: Genertellife, Alleanza Assicurazioni, Generali Italia and Banca Generali. Generali confirms its leadership position in the Italian insurance market with an overall share of 16.2% as it can rely on a complete range of insurance solutions for its clients in both the Life and P&C segments. During 2019, Generali Italia continued to implement its simplification programme with the goal to improve the customer experience by simplifying the relationship between customers and agents for the entire process by providing more and more accessible and innovative services. The Group’s global initiative for the society, Generali Italia launched Ora di Futuro. Net Premium Written  is US $72,617,727 in the year 2018.

9. State Farm Group – United States

State Farm Mutual Automobile Insurance Company is the parent company of several affiliates and subsidiaries that provide property and life insurance, banking products, and mutual funds.  It was founded in 1922. It is also the largest auto insurance provider in the United States. Approximately it has  59,000 employees and it consists of  84M policies and accounts in force in the U.S. as of December 2019. About 60% of State Farm households have more than one product. In 2019, Fire and Auto Claims handled about 22,000 claims per day. Through its two life insurance affiliates, State Farm Life was the second largest U.S. ordinary individual life insurer based on policies in force according to S&P Global Market Intelligence.  State Farm offers about 100 products with approximately 19,200 agents.

The group’s parent company is State Farm Mutual Automobile Insurance Company, which is a mutual insurance company based in Bloomington, Illinois.  State Farm is best known for offering property and casualty (P&C) insurance products, especially in personal lines. It offers life and health insurance, annuities, mutual funds and banking products.  Nearly 867,000 policies were there in health. Net Premium Written is US $70,832,964 in the year 2018.  In 2019, the insurer announced personal auto insurance rate reductions in multiple states including: Arizona, Louisiana and South Carolina.

10. People’s Insurance Company (Group) of China Ltd.- China

The People’s Insurance Company (Group) of China Limited (abbreviated as PICC Group or PICC) is the first nationwide insurance company in China and has developed into a leading large-scale integrated insurance financial group in the People’s Republic of China. It was founded in October 1949 and headquartered in Beijing.  The Company is mainly engaged in property insurance, health insurance, life insurance, reinsurance, Hong Kong insurance, pension insurance and operating insurance business.  The group provides insurance products for accident, universal life, general life, family property, travel, auto, health, personal credit loan guarantee and performance guarantee. It also offers cargo insurance, credit guarantee insurance, special risk insurance, engineering insurance, employer liability insurance, export product liability insurance, safety production liability insurance, government rescue insurance and technological equipment insurance.  The Chinese Central Government is the controlling shareholder.

On December 7th 2012, PICC Group successfully completed its IPO on Hong Kong Stock Exchange, which was China’s first group listing of state-owned financial insurance conglomerate.  In 1996, it became a holding company, as People’s Insurance Company  of China  Three subsidiaries were formed, as property insurer, life insurer and reinsurer respectively. PICC has branch offices in London and New York as well as in the cities and towns of China. PICC Health was a joint venture with German insurer DKV  and other investors. The Life Insurance covers personal, personal insurance products-wealth management, groups, banks, and e-commerce platform online insurance. Health Insurance is a form of insurance that provides coverage or financial security for the medical expenses incurred by the policyholder. Based on the chosen health insurance plan, the policyholder gets coverage for hospitalization, day-care facility, treatment costs for listed diseases, surgical expenses along with reimbursement of the acquired expenses. Net Premium Written is US $68,204,489 in the year 2018.

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